CONCORDIA or Atupri in Region 3 of canton Zurich?
In Region 3, CONCORDIA is CHF 93.60 a year cheaper than Atupri for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
CONCORDIA comes down to CHF 461.20 a month, Atupri to CHF 469.00. The gap is CHF 93.60 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 427.80 a month. Moving there rather than to CONCORDIA is worth CHF 400.80 more a year. Agrisano
Where they stand in the region
CONCORDIA ranks 8 and Atupri ranks 15, out of 27 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CONCORDIA | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 539.30 | CHF 528.10 | + 11.20 |
| 500 | CHF 527.70 | CHF 516.50 | + 11.20 |
| 1'000 | CHF 498.50 | CHF 487.30 | + 11.20 |
| 1'500 | CHF 469.30 | CHF 458.10 | + 11.20 |
| 2'000 | CHF 440.20 | CHF 429.00 | + 11.20 |
| 2'500 | CHF 411.00 | CHF 399.80 | + 11.20 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CONCORDIA | Atupri |
|---|---|---|
| HMO practice | CHF 461.20 | CHF 469.00 |
| Other model | CHF 469.20 | CHF 470.00 |
| Family doctor | CHF 477.30 | CHF 471.60 |
| Free choice of doctor | CHF 539.30 | CHF 528.10 |
How they moved in this region
Against 2025, CONCORDIA moves by + 7.3 % and Atupri by + 5.3 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.