Skip to content
Sophie

CONCORDIA or EGK in Region 3 of canton Bern?

In Region 3, EGK is CHF 54.00 a year cheaper than CONCORDIA for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

EGK comes down to CHF 491.10 a month, CONCORDIA to CHF 495.60. The gap is CHF 54.00 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 447.50 a month. Moving there rather than to EGK is worth CHF 523.20 more a year. Agrisano

Where they stand in the region

CONCORDIA ranks 12 and EGK ranks 10, out of 26 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleCONCORDIAEGKGap
300CHF 586.40CHF 571.00+ 15.40
500CHF 574.80CHF 559.30+ 15.50
1'000CHF 545.60CHF 530.20+ 15.40
1'500CHF 516.40CHF 501.00+ 15.40
2'000CHF 487.30CHF 471.80+ 15.50
2'500CHF 458.10CHF 442.70+ 15.40

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelCONCORDIAEGK
HMO practiceCHF 495.60—
Other modelCHF 507.30CHF 491.10
Family doctorCHF 527.80CHF 510.90
Free choice of doctorCHF 586.40CHF 571.00

How they moved in this region

Against 2025, CONCORDIA moves by + 9.9 % and EGK by + 4.0 % in this region.

CONCORDIA, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.