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CONCORDIA or EGK in Region 2 of canton Schaffhausen?

In Region 2, CONCORDIA is CHF 206.40 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

CONCORDIA comes down to CHF 469.60 a month, EGK to CHF 486.80. The gap is CHF 206.40 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 433.80 a month. Moving there rather than to CONCORDIA is worth CHF 429.60 more a year. Agrisano

Where they stand in the region

CONCORDIA ranks 7 and EGK ranks 11, out of 23 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleCONCORDIAEGKGap
300CHF 539.70CHF 537.80+ 1.90
500CHF 528.10CHF 526.10+ 2.00
1'000CHF 498.90CHF 497.00+ 1.90
1'500CHF 469.70CHF 467.80+ 1.90
2'000CHF 440.60CHF 438.60+ 2.00
2'500CHF 411.40CHF 409.50+ 1.90

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelCONCORDIAEGK
Other modelCHF 469.60CHF 486.80
HMO practiceCHF 469.60—
Family doctorCHF 477.70CHF 500.20
Free choice of doctorCHF 539.70CHF 537.80

How they moved in this region

Against 2025, CONCORDIA moves by + 5.2 % and EGK by + 1.1 % in this region.

CONCORDIA, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.