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CONCORDIA or EGK in Region 2 of canton St. Gallen?

In Region 2, CONCORDIA is CHF 21.60 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

CONCORDIA comes down to CHF 456.00 a month, EGK to CHF 457.80. The gap is CHF 21.60 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 419.60 a month. Moving there rather than to CONCORDIA is worth CHF 436.80 more a year. Agrisano

Where they stand in the region

CONCORDIA ranks 7 and EGK ranks 10, out of 25 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleCONCORDIAEGKGap
300CHF 533.30CHF 526.10+ 7.20
500CHF 521.70CHF 514.40+ 7.30
1'000CHF 492.50CHF 485.20+ 7.30
1'500CHF 463.30CHF 456.10+ 7.20
2'000CHF 434.20CHF 426.90+ 7.30
2'500CHF 405.00CHF 397.70+ 7.30

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelCONCORDIAEGK
HMO practiceCHF 456.00—
Other modelCHF 461.40CHF 457.80
Family doctorCHF 474.70CHF 478.80
Free choice of doctorCHF 533.30CHF 526.10

How they moved in this region

Against 2025, CONCORDIA moves by + 7.2 % and EGK by + 3.4 % in this region.

CONCORDIA, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.