CONCORDIA or EGK in Region 1 of canton Zurich?
In Region 1, CONCORDIA is CHF 327.60 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
CONCORDIA comes down to CHF 544.00 a month, EGK to CHF 571.30. The gap is CHF 327.60 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 517.70 a month. Moving there rather than to CONCORDIA is worth CHF 315.60 more a year. Atupri
Where they stand in the region
CONCORDIA ranks 10 and EGK ranks 16, out of 27 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CONCORDIA | EGK | Gap |
|---|---|---|---|
| 300 | CHF 636.20 | CHF 627.70 | + 8.50 |
| 500 | CHF 624.60 | CHF 616.10 | + 8.50 |
| 1'000 | CHF 595.40 | CHF 586.90 | + 8.50 |
| 1'500 | CHF 566.20 | CHF 557.70 | + 8.50 |
| 2'000 | CHF 537.10 | CHF 528.60 | + 8.50 |
| 2'500 | CHF 507.90 | CHF 499.40 | + 8.50 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CONCORDIA | EGK |
|---|---|---|
| HMO practice | CHF 544.00 | — |
| Other model | CHF 553.50 | CHF 571.90 |
| Family doctor | CHF 563.10 | CHF 571.30 |
| Free choice of doctor | CHF 636.20 | CHF 627.70 |
How they moved in this region
Against 2025, CONCORDIA moves by + 7.3 % and EGK by + 3.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.