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CONCORDIA or EGK in Region 3 of canton Zurich?

In Region 3, CONCORDIA is CHF 63.60 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

CONCORDIA comes down to CHF 461.20 a month, EGK to CHF 466.50. The gap is CHF 63.60 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 427.80 a month. Moving there rather than to CONCORDIA is worth CHF 400.80 more a year. Agrisano

Where they stand in the region

CONCORDIA ranks 8 and EGK ranks 14, out of 27 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleCONCORDIAEGKGap
300CHF 539.30CHF 541.80− 2.50
500CHF 527.70CHF 530.10− 2.40
1'000CHF 498.50CHF 500.90− 2.40
1'500CHF 469.30CHF 471.80− 2.50
2'000CHF 440.20CHF 442.60− 2.40
2'500CHF 411.00CHF 413.40− 2.40

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelCONCORDIAEGK
HMO practiceCHF 461.20—
Other modelCHF 469.20CHF 466.50
Family doctorCHF 477.30CHF 487.70
Free choice of doctorCHF 539.30CHF 541.80

How they moved in this region

Against 2025, CONCORDIA moves by + 7.3 % and EGK by + 4.1 % in this region.

CONCORDIA, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.