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CONCORDIA or ÖKK in Region 1 of canton Bern?

In Region 1, ÖKK is CHF 67.20 a year cheaper than CONCORDIA for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

ÖKK comes down to CHF 585.20 a month, CONCORDIA to CHF 590.80. The gap is CHF 67.20 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Visana, at CHF 540.10 a month. Moving there rather than to ÖKK is worth CHF 541.20 more a year. Visana

Where they stand in the region

CONCORDIA ranks 14 and ÖKK ranks 11, out of 26 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleCONCORDIAÖKKGap
300CHF 699.10CHF 665.00+ 34.10
500CHF 687.50CHF 653.40+ 34.10
1'000CHF 658.30CHF 624.20+ 34.10
1'500CHF 629.10CHF 595.00+ 34.10
2'000CHF 600.00CHF 565.90+ 34.10
2'500CHF 570.80CHF 536.70+ 34.10

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelCONCORDIAÖKK
HMO practiceCHF 590.80CHF 585.20
Other modelCHF 604.80CHF 598.50
Family doctorCHF 629.20CHF 598.50
Free choice of doctorCHF 699.10CHF 665.00

How they moved in this region

Against 2025, CONCORDIA moves by + 9.3 % and ÖKK by + 4.7 % in this region.

CONCORDIA, ÖKK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.