CSS or Assura-Basis in Region 1 of canton Fribourg?
In Region 1, Assura-Basis is CHF 1.20 a year cheaper than CSS for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Assura-Basis comes down to CHF 521.90 a month, CSS to CHF 522.00. The gap is CHF 1.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Vivao Sympany, at CHF 501.10 a month. Moving there rather than to Assura-Basis is worth CHF 249.60 more a year. Vivao Sympany
Where they stand in the region
CSS ranks 14 and Assura-Basis ranks 13, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CSS | Assura-Basis | Gap |
|---|---|---|---|
| 300 | CHF 607.00 | CHF 628.70 | − 21.70 |
| 500 | CHF 595.40 | CHF 617.10 | − 21.70 |
| 1'000 | CHF 566.20 | CHF 587.90 | − 21.70 |
| 1'500 | CHF 537.00 | CHF 558.70 | − 21.70 |
| 2'000 | CHF 507.90 | CHF 529.60 | − 21.70 |
| 2'500 | CHF 478.70 | CHF 500.40 | − 21.70 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CSS | Assura-Basis |
|---|---|---|
| Family doctor | CHF 522.00 | CHF 521.90 |
| Other model | CHF 546.30 | CHF 540.70 |
| Free choice of doctor | CHF 607.00 | CHF 628.70 |
How they moved in this region
Against 2025, CSS moves by + 3.1 % and Assura-Basis by + 4.6 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.