CSS or Atupri in Region 2 of canton Schaffhausen?
In Region 2, CSS is CHF 19.20 a year cheaper than Atupri for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
CSS comes down to CHF 514.50 a month, Atupri to CHF 516.10. The gap is CHF 19.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 433.80 a month. Moving there rather than to CSS is worth CHF 968.40 more a year. Agrisano
Where they stand in the region
CSS ranks 19 and Atupri ranks 20, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CSS | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 588.00 | CHF 586.50 | + 1.50 |
| 500 | CHF 576.40 | CHF 574.90 | + 1.50 |
| 1'000 | CHF 547.20 | CHF 545.70 | + 1.50 |
| 1'500 | CHF 518.00 | CHF 516.50 | + 1.50 |
| 2'000 | CHF 488.90 | CHF 487.40 | + 1.50 |
| 2'500 | CHF 459.70 | CHF 458.20 | + 1.50 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CSS | Atupri |
|---|---|---|
| Family doctor | CHF 514.50 | CHF 533.70 |
| Other model | CHF 523.30 | CHF 516.10 |
| Free choice of doctor | CHF 588.00 | CHF 586.50 |
| HMO practice | — | CHF 516.10 |
How they moved in this region
Against 2025, CSS moves by + 9.2 % and Atupri by + 3.0 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.