CSS or EGK in Region 1 of canton Schaffhausen?
In Region 1, EGK is CHF 217.20 a year cheaper than CSS for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
EGK comes down to CHF 517.00 a month, CSS to CHF 535.10. The gap is CHF 217.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is ÖKK, at CHF 480.30 a month. Moving there rather than to EGK is worth CHF 440.40 more a year. ÖKK
Where they stand in the region
CSS ranks 18 and EGK ranks 13, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CSS | EGK | Gap |
|---|---|---|---|
| 300 | CHF 615.00 | CHF 577.60 | + 37.40 |
| 500 | CHF 603.40 | CHF 566.00 | + 37.40 |
| 1'000 | CHF 574.20 | CHF 536.80 | + 37.40 |
| 1'500 | CHF 545.00 | CHF 507.60 | + 37.40 |
| 2'000 | CHF 515.90 | CHF 478.50 | + 37.40 |
| 2'500 | CHF 486.70 | CHF 449.30 | + 37.40 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CSS | EGK |
|---|---|---|
| Family doctor | CHF 535.10 | CHF 534.30 |
| Other model | CHF 550.40 | CHF 517.00 |
| Free choice of doctor | CHF 615.00 | CHF 577.60 |
How they moved in this region
Against 2025, CSS moves by + 8.1 % and EGK by + 0.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.