EGK or ÖKK in Region 1 of canton Bern?
In Region 1, ÖKK is CHF 218.40 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 585.20 a month, EGK to CHF 603.40. The gap is CHF 218.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Visana, at CHF 540.10 a month. Moving there rather than to ÖKK is worth CHF 541.20 more a year. Visana
Where they stand in the region
EGK ranks 17 and ÖKK ranks 11, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | EGK | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 689.50 | CHF 665.00 | + 24.50 |
| 500 | CHF 677.90 | CHF 653.40 | + 24.50 |
| 1'000 | CHF 648.70 | CHF 624.20 | + 24.50 |
| 1'500 | CHF 619.50 | CHF 595.00 | + 24.50 |
| 2'000 | CHF 590.40 | CHF 565.90 | + 24.50 |
| 2'500 | CHF 561.20 | CHF 536.70 | + 24.50 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | EGK | ÖKK |
|---|---|---|
| Other model | CHF 603.40 | CHF 598.50 |
| Family doctor | CHF 603.40 | CHF 598.50 |
| Free choice of doctor | CHF 689.50 | CHF 665.00 |
| HMO practice | — | CHF 585.20 |
How they moved in this region
Against 2025, EGK moves by + 4.1 % and ÖKK by + 4.7 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.