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Helsana or Assura-Basis in Region 1 of canton Bern?

In Region 1, Helsana is CHF 487.20 a year cheaper than Assura-Basis for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Helsana comes down to CHF 548.90 a month, Assura-Basis to CHF 589.50. The gap is CHF 487.20 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Visana, at CHF 540.10 a month. Moving there rather than to Helsana is worth CHF 105.60 more a year. Visana

Where they stand in the region

Helsana ranks 4 and Assura-Basis ranks 13, out of 26 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleHelsanaAssura-BasisGap
300CHF 631.00CHF 689.40− 58.40
500CHF 619.40CHF 677.80− 58.40
1'000CHF 590.20CHF 648.60− 58.40
1'500CHF 561.00CHF 619.40− 58.40
2'000CHF 531.90CHF 590.30− 58.40
2'500CHF 502.70CHF 561.10− 58.40

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelHelsanaAssura-Basis
Other modelCHF 548.90—
Family doctorCHF 548.90CHF 589.50
Free choice of doctorCHF 631.00CHF 689.40

How they moved in this region

Against 2025, Helsana moves by + 3.8 % and Assura-Basis by + 2.7 % in this region.

Helsana, Assura-Basis, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.