Helsana or Atupri in Region 2 of canton Schaffhausen?
In Region 2, Helsana is CHF 297.60 a year cheaper than Atupri for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Helsana comes down to CHF 491.30 a month, Atupri to CHF 516.10. The gap is CHF 297.60 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 433.80 a month. Moving there rather than to Helsana is worth CHF 690.00 more a year. Agrisano
Where they stand in the region
Helsana ranks 14 and Atupri ranks 20, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Helsana | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 578.00 | CHF 586.50 | − 8.50 |
| 500 | CHF 566.40 | CHF 574.90 | − 8.50 |
| 1'000 | CHF 537.20 | CHF 545.70 | − 8.50 |
| 1'500 | CHF 508.00 | CHF 516.50 | − 8.50 |
| 2'000 | CHF 478.90 | CHF 487.40 | − 8.50 |
| 2'500 | CHF 449.70 | CHF 458.20 | − 8.50 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Helsana | Atupri |
|---|---|---|
| Other model | CHF 491.30 | CHF 516.10 |
| Family doctor | CHF 491.30 | CHF 533.70 |
| Free choice of doctor | CHF 578.00 | CHF 586.50 |
| HMO practice | — | CHF 516.10 |
How they moved in this region
Against 2025, Helsana moves by + 5.7 % and Atupri by + 3.0 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.