Helsana or Atupri in Region 1 of canton Zurich?
In Region 1, Atupri is CHF 190.80 a year cheaper than Helsana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Atupri comes down to CHF 517.70 a month, Helsana to CHF 533.60. The gap is CHF 190.80 a year, 300-franc deductible, accident cover included.
What the question hides
Atupri is also the cheapest insurer in the region, out of 27 active insurers. Duel and ranking give the same answer here.
Where they stand in the region
Helsana ranks 7 and Atupri ranks 1, out of 27 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Helsana | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 643.00 | CHF 623.70 | + 19.30 |
| 500 | CHF 631.40 | CHF 612.10 | + 19.30 |
| 1'000 | CHF 602.20 | CHF 582.90 | + 19.30 |
| 1'500 | CHF 573.00 | CHF 553.70 | + 19.30 |
| 2'000 | CHF 543.90 | CHF 524.60 | + 19.30 |
| 2'500 | CHF 514.70 | CHF 495.40 | + 19.30 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Helsana | Atupri |
|---|---|---|
| Family doctor | CHF 533.60 | CHF 555.10 |
| Other model | CHF 540.10 | CHF 543.90 |
| Free choice of doctor | CHF 643.00 | CHF 623.70 |
| HMO practice | — | CHF 517.70 |
How they moved in this region
Against 2025, Helsana moves by + 5.3 % and Atupri by + 4.3 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.