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Helsana or EGK in Region 1 of canton Bern?

In Region 1, Helsana is CHF 654.00 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Helsana comes down to CHF 548.90 a month, EGK to CHF 603.40. The gap is CHF 654.00 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Visana, at CHF 540.10 a month. Moving there rather than to Helsana is worth CHF 105.60 more a year. Visana

Where they stand in the region

Helsana ranks 4 and EGK ranks 17, out of 26 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleHelsanaEGKGap
300CHF 631.00CHF 689.50− 58.50
500CHF 619.40CHF 677.90− 58.50
1'000CHF 590.20CHF 648.70− 58.50
1'500CHF 561.00CHF 619.50− 58.50
2'000CHF 531.90CHF 590.40− 58.50
2'500CHF 502.70CHF 561.20− 58.50

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelHelsanaEGK
Other modelCHF 548.90CHF 603.40
Family doctorCHF 548.90CHF 603.40
Free choice of doctorCHF 631.00CHF 689.50

How they moved in this region

Against 2025, Helsana moves by + 3.8 % and EGK by + 4.1 % in this region.

Helsana, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.