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Helsana or EGK in Region 1 of canton Schaffhausen?

In Region 1, Helsana is CHF 368.40 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Helsana comes down to CHF 486.30 a month, EGK to CHF 517.00. The gap is CHF 368.40 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is ÖKK, at CHF 480.30 a month. Moving there rather than to Helsana is worth CHF 72.00 more a year. ÖKK

Where they stand in the region

Helsana ranks 2 and EGK ranks 13, out of 23 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleHelsanaEGKGap
300CHF 559.00CHF 577.60− 18.60
500CHF 547.40CHF 566.00− 18.60
1'000CHF 518.20CHF 536.80− 18.60
1'500CHF 489.00CHF 507.60− 18.60
2'000CHF 459.90CHF 478.50− 18.60
2'500CHF 430.70CHF 449.30− 18.60

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelHelsanaEGK
Family doctorCHF 486.30CHF 534.30
Other modelCHF 491.90CHF 517.00
Free choice of doctorCHF 559.00CHF 577.60

How they moved in this region

Against 2025, Helsana moves by + 3.1 % and EGK by + 0.9 % in this region.

Helsana, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.