Helsana or Visana in Region 1 of canton Bern?

In Region 1, Visana is CHF 105.60 a year cheaper than Helsana for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Visana comes down to CHF 540.10 a month, Helsana to CHF 548.90. The gap is CHF 105.60 a year, 300-franc deductible, accident cover included.

What the question hides

Visana is also the cheapest insurer in the region, out of 26 active insurers. Duel and ranking give the same answer here.

Where they stand in the region

Helsana ranks 4 and Visana ranks 1, out of 26 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	Helsana	Visana	Gap
300	CHF 631.00	CHF 665.10	− 34.10
500	CHF 619.40	CHF 658.40	− 39.00
1'000	CHF 590.20	CHF 624.30	− 34.10
1'500	CHF 561.00	CHF 595.10	− 34.10
2'000	CHF 531.90	CHF 565.90	− 34.00
2'500	CHF 502.70	CHF 536.80	− 34.10

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

Model	Helsana	Visana
Other model	CHF 548.90	CHF 556.10
Family doctor	CHF 548.90	CHF 597.30
Free choice of doctor	CHF 631.00	CHF 665.10
HMO practice	—	CHF 540.10

How they moved in this region

Against 2025, Helsana moves by + 3.8 % and Visana by + 3.9 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.