Helsana or Visana in Region 2 of canton Schaffhausen?
In Region 2, Visana is CHF 433.20 a year cheaper than Helsana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Visana comes down to CHF 455.20 a month, Helsana to CHF 491.30. The gap is CHF 433.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 433.80 a month. Moving there rather than to Visana is worth CHF 256.80 more a year. Agrisano
Where they stand in the region
Helsana ranks 14 and Visana ranks 4, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Helsana | Visana | Gap |
|---|---|---|---|
| 300 | CHF 578.00 | CHF 548.40 | + 29.60 |
| 500 | CHF 566.40 | CHF 541.70 | + 24.70 |
| 1'000 | CHF 537.20 | CHF 507.60 | + 29.60 |
| 1'500 | CHF 508.00 | CHF 478.40 | + 29.60 |
| 2'000 | CHF 478.90 | CHF 449.20 | + 29.70 |
| 2'500 | CHF 449.70 | CHF 420.10 | + 29.60 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Helsana | Visana |
|---|---|---|
| Other model | CHF 491.30 | CHF 455.20 |
| Family doctor | CHF 491.30 | CHF 482.60 |
| Free choice of doctor | CHF 578.00 | CHF 548.40 |
| HMO practice | — | CHF 482.60 |
How they moved in this region
Against 2025, Helsana moves by + 5.7 % and Visana by + 3.5 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.