KPT or Atupri in Region 1 of canton Fribourg?
In Region 1, Atupri is CHF 121.20 a year cheaper than KPT for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Atupri comes down to CHF 506.50 a month, KPT to CHF 516.60. The gap is CHF 121.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Vivao Sympany, at CHF 501.10 a month. Moving there rather than to Atupri is worth CHF 64.80 more a year. Vivao Sympany
Where they stand in the region
KPT ranks 10 and Atupri ranks 4, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | KPT | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 613.70 | CHF 578.80 | + 34.90 |
| 500 | CHF 602.10 | CHF 567.20 | + 34.90 |
| 1'000 | CHF 572.90 | CHF 538.00 | + 34.90 |
| 1'500 | CHF 543.70 | CHF 508.80 | + 34.90 |
| 2'000 | — | CHF 479.70 | — |
| 2'500 | CHF 485.40 | CHF 450.50 | + 34.90 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | KPT | Atupri |
|---|---|---|
| Other model | CHF 516.60 | CHF 518.00 |
| Family doctor | CHF 540.90 | CHF 549.90 |
| HMO practice | CHF 540.90 | CHF 506.50 |
| Free choice of doctor | CHF 613.70 | CHF 578.80 |
How they moved in this region
Against 2025, KPT moves by + 3.3 % and Atupri by + 1.5 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.