KPT or Atupri in Region 3 of canton Zurich?
In Region 3, Atupri is CHF 93.60 a year cheaper than KPT for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Atupri comes down to CHF 469.00 a month, KPT to CHF 476.80. The gap is CHF 93.60 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 427.80 a month. Moving there rather than to Atupri is worth CHF 494.40 more a year. Agrisano
Where they stand in the region
KPT ranks 19 and Atupri ranks 15, out of 27 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | KPT | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 563.90 | CHF 528.10 | + 35.80 |
| 500 | CHF 552.30 | CHF 516.50 | + 35.80 |
| 1'000 | CHF 523.10 | CHF 487.30 | + 35.80 |
| 1'500 | CHF 493.90 | CHF 458.10 | + 35.80 |
| 2'000 | — | CHF 429.00 | — |
| 2'500 | CHF 435.60 | CHF 399.80 | + 35.80 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | KPT | Atupri |
|---|---|---|
| Other model | CHF 476.80 | CHF 470.00 |
| HMO practice | CHF 476.80 | CHF 469.00 |
| Family doctor | CHF 498.60 | CHF 471.60 |
| Free choice of doctor | CHF 563.90 | CHF 528.10 |
How they moved in this region
Against 2025, KPT moves by + 4.7 % and Atupri by + 5.3 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.