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KPT or EGK in Region 1 of canton Schaffhausen?

In Region 1, KPT is CHF 160.80 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

KPT comes down to CHF 503.60 a month, EGK to CHF 517.00. The gap is CHF 160.80 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is ÖKK, at CHF 480.30 a month. Moving there rather than to KPT is worth CHF 279.60 more a year. ÖKK

Where they stand in the region

KPT ranks 8 and EGK ranks 13, out of 23 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleKPTEGKGap
300CHF 597.40CHF 577.60+ 19.80
500CHF 585.80CHF 566.00+ 19.80
1'000CHF 556.60CHF 536.80+ 19.80
1'500CHF 527.40CHF 507.60+ 19.80
2'000—CHF 478.50—
2'500CHF 469.10CHF 449.30+ 19.80

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelKPTEGK
Other modelCHF 503.60CHF 517.00
Family doctorCHF 527.00CHF 534.30
HMO practiceCHF 527.00—
Free choice of doctorCHF 597.40CHF 577.60

How they moved in this region

Against 2025, KPT moves by + 1.9 % and EGK by + 0.9 % in this region.

KPT, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.