KPT in the canton of Nidwalden — 2026 premiums
KPT covers the 11 municipalities of the canton of Nidwalden. Its lowest adult premium there is CHF 421.30 a month, with a 300-franc deductible and accident cover included.
Where it stands
KPT ranks 9 out of 26 active insurers in the canton of Nidwalden, cheapest to dearest.
The cantonal average across all insurers is CHF 440.06 a month.
What switching would save you
Moving from KPT to Agrisano Krankenkasse AG, the canton’s cheapest insurer, would save you CHF 430.80 a year — for strictly identical cover, since the law requires the same benefits from every insurer.
The figure is for an adult with a 300-franc deductible and accident cover. Your actual gap depends on your age, your deductible and your municipality — the comparator works it out for your situation.
Premium regions in the canton of Nidwalden
This canton has a single premium region: the rate is the same everywhere.
| Region | Municipalities | For example | From |
|---|---|---|---|
| 0 | 11 | Beckenried, Buochs, Dallenwil, Emmetten | CHF 421.30 |
The models offered by KPT
The model changes the price without changing the benefits: what varies is your freedom to choose your first point of care.
| Model | Premium |
|---|---|
| Other model — KPTwin.smart | CHF 421.30 |
| Family doctor — KPTwin.doc | CHF 439.60 |
| HMO practice — KPTwin.plus | CHF 439.60 |
| Free choice of doctor — Grundversicherung | CHF 494.50 |
The other insurers in the canton of Nidwalden
26 insurers cover this canton. Here are their lowest premiums, in order.
| Insurer | From | |
|---|---|---|
| Agrisano Krankenkasse AG | CHF 385.40 | View |
| Vivao Sympany SA | CHF 410.70 | View |
| SWICA Assurance-maladie SA | CHF 413.40 | View |
| Sanitas Grundversicherungen AG | CHF 413.70 | View |
| Atupri Assurance de la santé SA | CHF 414.40 | View |
| Aquilana Versicherungen | CHF 416.10 | View |
| Visana AG | CHF 416.80 | View |
| EGK Grundversicherungen AG | CHF 419.60 | View |
| CONCORDIA Assurance suisse de maladie et accidents SA | CHF 426.40 | View |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 427.20 | View |
| Helsana Assurances SA | CHF 434.30 | View |
| Assura-Basis SA | CHF 437.90 | View |
| Philos Assurance | CHF 442.00 | View |
| Sumiswalder Krankenkasse | CHF 442.40 | View |
| CSS Assurance-maladie SA | CHF 443.60 | View |
| Genossenschaft Krankenkasse Steffisburg | CHF 444.70 | View |
| Galenos AG | CHF 448.50 | View |
| sana24 AG | CHF 449.60 | View |
| Krankenkasse Luzerner Hinterland | CHF 451.60 | View |
| Avenir Assurance | CHF 457.50 | View |
| Genossenschaft KRANKENKASSE SLKK | CHF 457.60 | View |
| rhenusana | CHF 457.70 | View |
| vita surselva | CHF 492.00 | View |
| Einsiedler Krankenkasse | CHF 505.80 | View |
| Mutuel Assurance | CHF 511.40 | View |
Basic LAMal cover. Benefits are identical from one insurer to the next: only the price changes.