KPT in canton Nidwalden: twelve years of premiums
In canton Nidwalden, the lowest KPT premium went from CHF 242.40 a month in 2015 to CHF 421.30 in 2026 — a rise of +73.8 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 242.40 | CHF 233.00 | CHF 9.40 |
| 2016 | CHF 258.50 | CHF 245.60 | CHF 12.90 |
| 2017 | CHF 293.15 | CHF 273.10 | CHF 20.05 |
| 2018 | CHF 299.45 | CHF 287.20 | CHF 12.25 |
| 2019 | CHF 315.20 | CHF 298.50 | CHF 16.70 |
| 2020 | CHF 337.70 | CHF 301.20 | CHF 36.50 |
| 2021 | CHF 334.50 | CHF 310.80 | CHF 23.70 |
| 2022 | CHF 334.80 | CHF 319.30 | CHF 15.50 |
| 2023 | CHF 352.10 | CHF 336.20 | CHF 15.90 |
| 2024 | CHF 399.00 | CHF 357.10 | CHF 41.90 |
| 2025 | CHF 427.80 | CHF 368.00 | CHF 59.80 |
| 2026 | CHF 421.30 | CHF 385.40 | CHF 35.90 |
Faster or slower than the rest?
KPT rose +73.8 % over the period, against +65.4 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2017: +13.4 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
KPT, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.