Mutuel in canton Neuchâtel: twelve years of premiums
In canton Neuchâtel, the lowest Mutuel premium went from CHF 384.20 a month in 2015 to CHF 624.00 in 2026 — a rise of +62.4 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 384.20 | CHF 320.80 | CHF 63.40 |
| 2016 | CHF 394.80 | CHF 364.60 | CHF 30.20 |
| 2017 | CHF 442.00 | CHF 395.90 | CHF 46.10 |
| 2018 | CHF 488.30 | CHF 406.80 | CHF 81.50 |
| 2019 | CHF 513.00 | CHF 425.20 | CHF 87.80 |
| 2020 | CHF 496.00 | CHF 439.80 | CHF 56.20 |
| 2021 | CHF 496.00 | CHF 448.50 | CHF 47.50 |
| 2022 | CHF 496.00 | CHF 446.50 | CHF 49.50 |
| 2023 | CHF 535.30 | CHF 482.20 | CHF 53.10 |
| 2024 | CHF 588.60 | CHF 525.40 | CHF 63.20 |
| 2025 | CHF 604.00 | CHF 523.10 | CHF 80.90 |
| 2026 | CHF 624.00 | CHF 554.20 | CHF 69.80 |
Faster or slower than the rest?
Mutuel rose +62.4 % over the period, against +72.8 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2017: +12.0 % in one go. The premium did not move in 2021, 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Mutuel, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.