Mutuel in the canton of Obwalden — 2026 premiums
Mutuel covers the 7 municipalities of the canton of Obwalden. Its lowest adult premium there is CHF 442.10 a month, with a 300-franc deductible and accident cover included.
Where it stands
Mutuel ranks 14 out of 26 active insurers in the canton of Obwalden, cheapest to dearest.
The cantonal average across all insurers is CHF 446.09 a month.
What switching would save you
Moving from Mutuel to Agrisano Krankenkasse AG, the canton’s cheapest insurer, would save you CHF 711.60 a year — for strictly identical cover, since the law requires the same benefits from every insurer.
The figure is for an adult with a 300-franc deductible and accident cover. Your actual gap depends on your age, your deductible and your municipality — the comparator works it out for your situation.
Premium regions in the canton of Obwalden
This canton has a single premium region: the rate is the same everywhere.
| Region | Municipalities | For example | From |
|---|---|---|---|
| Region 0 | 7 | Alpnach, Engelberg, Giswil, Kerns | CHF 442.10 |
The models offered by Mutuel
The model changes the price without changing the benefits: what varies is your freedom to choose your first point of care.
| Model | Premium |
|---|---|
| Other model — PrimaFlex | CHF 442.10 |
| Family doctor — PrimaCare | CHF 455.90 |
| Free choice of doctor — Grundversicherung | CHF 500.90 |
The twelve years, year by year
Since 2015, the lowest Mutuel premium here has moved by +62.1 %, against +60.9 % for the cheapest insurer in the same place. The twelve years, year by year
Same group, a different price
- In this region Philos belongs to the same group — Groupe Mutuel — and costs CHF 39.60 more per year. You are already on the right side. CHF 445.40
- In this region Avenir belongs to the same group — Groupe Mutuel — and costs CHF 756.00 more per year. You are already on the right side. CHF 505.10
Two brands of the same house share reserves and management; their prices do not. Switching inside a group is still a real change of contract: the same cancellation rules apply.
The other insurers in the canton of Obwalden
26 insurers cover this canton. Here are their lowest premiums, in order.
| Insurer | From | |
|---|---|---|
| Agrisano Krankenkasse AG | CHF 382.80 | View |
| Atupri Assurance de la santé SA | CHF 413.40 | View |
| CONCORDIA Assurance suisse de maladie et accidents SA | CHF 414.90 | View |
| Sanitas Grundversicherungen AG | CHF 418.20 | View |
| SWICA Assurance-maladie SA | CHF 420.70 | View |
| Visana AG | CHF 421.20 | View |
| EGK Grundversicherungen AG | CHF 425.50 | View |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 427.20 | View |
| Helsana Assurances SA | CHF 429.20 | View |
| Vivao Sympany SA | CHF 431.70 | View |
| Aquilana Versicherungen | CHF 432.50 | View |
| CSS Assurance-maladie SA | CHF 434.00 | View |
| Sumiswalder Krankenkasse | CHF 439.20 | View |
| sana24 AG | CHF 444.70 | View |
| Galenos AG | CHF 445.40 | View |
| Philos Assurance Maladie SA | CHF 445.40 | View |
| Krankenkasse Luzerner Hinterland | CHF 452.25 | View |
| KPT Caisse-maladie SA | CHF 459.70 | View |
| Genossenschaft Krankenkasse Steffisburg | CHF 462.00 | View |
| Assura-Basis SA | CHF 470.70 | View |
| rhenusana | CHF 482.00 | View |
| Genossenschaft KRANKENKASSE SLKK | CHF 487.30 | View |
| Einsiedler Krankenkasse | CHF 503.20 | View |
| Avenir Assurance Maladie SA | CHF 505.10 | View |
| vita surselva | CHF 508.00 | View |
Basic LAMal cover. Benefits are identical from one insurer to the next: only the price changes.