Mutuel in canton Obwalden: twelve years of premiums
In canton Obwalden, the lowest Mutuel premium went from CHF 272.80 a month in 2015 to CHF 442.10 in 2026 — a rise of +62.1 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 272.80 | CHF 237.90 | CHF 34.90 |
| 2016 | CHF 269.50 | CHF 237.90 | CHF 31.60 |
| 2017 | CHF 302.80 | CHF 284.70 | CHF 18.10 |
| 2018 | CHF 333.80 | CHF 302.50 | CHF 31.30 |
| 2019 | CHF 349.90 | CHF 316.30 | CHF 33.60 |
| 2020 | CHF 375.10 | CHF 314.50 | CHF 60.60 |
| 2021 | CHF 377.20 | CHF 294.00 | CHF 83.20 |
| 2022 | CHF 370.20 | CHF 320.00 | CHF 50.20 |
| 2023 | CHF 363.90 | CHF 320.00 | CHF 43.90 |
| 2024 | CHF 408.30 | CHF 346.50 | CHF 61.80 |
| 2025 | CHF 442.50 | CHF 356.90 | CHF 85.60 |
| 2026 | CHF 442.10 | CHF 382.80 | CHF 59.30 |
Faster or slower than the rest?
Mutuel rose +62.1 % over the period, against +60.9 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2017: +12.4 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Mutuel, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.