Mutuel — Region 1 of canton Valais, 2026 premiums
Mutuel covers the 53 municipalities of Region 1 in canton Valais. Its lowest adult premium here is CHF 348.90 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Mutuel ranks 12 out of 26 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 518.43 a month.
What staying costs
Moving from Mutuel to Atupri, the cheapest insurer in this region, saves CHF 264.00 a year for an adult on the same profile.
The full Mutuel table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 599.00 | CHF 545.10 | CHF 527.20 | CHF 503.20 |
| 500 | CHF 587.50 | CHF 533.60 | CHF 515.70 | CHF 491.70 |
| 1'000 | CHF 558.50 | CHF 504.60 | CHF 486.70 | CHF 462.70 |
| 1'500 | CHF 529.00 | CHF 475.10 | CHF 457.20 | CHF 433.20 |
| 2'000 | CHF 500.00 | CHF 446.10 | CHF 428.20 | CHF 404.20 |
| 2'500 | CHF 471.00 | CHF 417.10 | CHF 399.20 | CHF 375.20 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 402.90 | CHF 366.70 | CHF 354.60 | CHF 340.50 |
| 500 | CHF 391.40 | CHF 355.20 | CHF 343.10 | CHF 329.00 |
| 1'000 | CHF 362.40 | CHF 326.20 | CHF 314.10 | CHF 300.00 |
| 1'500 | CHF 332.90 | CHF 296.70 | CHF 284.60 | CHF 270.50 |
| 2'000 | CHF 303.90 | CHF 267.70 | CHF 255.60 | CHF 241.50 |
| 2'500 | CHF 274.90 | CHF 238.70 | CHF 226.60 | CHF 217.70 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 116.60 | CHF 106.10 | CHF 104.90 | CHF 105.50 |
| 100 | CHF 112.20 | CHF 101.80 | CHF 100.60 | CHF 101.20 |
| 200 | CHF 107.90 | CHF 97.40 | CHF 96.20 | CHF 96.80 |
| 300 | CHF 103.50 | CHF 93.00 | CHF 91.80 | CHF 92.40 |
| 400 | CHF 99.10 | CHF 88.60 | CHF 87.50 | CHF 88.10 |
| 500 | CHF 94.80 | CHF 84.30 | CHF 83.10 | CHF 83.70 |
| 600 | CHF 90.30 | CHF 79.90 | CHF 78.70 | CHF 79.30 |
With or without accident cover
With accident cover: CHF 599.00 a month. Without: CHF 557.10. Dropping it saves CHF 502.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 473.80 in 2025 to CHF 348.90 — a rise of 6.2 %.
The 53 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Valais, not to the municipality.
Arbaz · Ardon · Ayent · Bourg-Saint-Pierre · Bovernier · Chalais · Chamoson · Champéry · Chippis · Collombey-Muraz · Collonges · Conthey · Crans-Montana · Dorénaz · Evionnaz · Finhaut · Fully · Grimisuat · Grône · Icogne · Isérables · Lens · Leytron · Liddes · Martigny · Martigny-Combe · Massongex · Monthey · Nendaz · Noble-Contrée · Orsières · Port-Valais · Riddes · Saillon · Saint-Gingolph · Saint-Léonard · Saint-Maurice · Salvan · Savièse · Saxon · Sembrancher · Sierre · Sion · Trient · Troistorrents · Val de Bagnes · Val-d'Illiez · Vernayaz · Veysonnaz · Vionnaz · Vouvry · Vérossaz · Vétroz
The other insurers in Region 1
26 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Atupri | CHF 481.20 | View |
| Sanitas | CHF 487.10 | View |
| Visana | CHF 488.30 | View |
| SWICA | CHF 493.80 | View |
| sana24 | CHF 496.90 | View |
| CONCORDIA | CHF 498.00 | View |
| Helsana | CHF 498.10 | View |
| sodalis | CHF 499.20 | View |
| ÖKK | CHF 499.50 | View |
| CSS | CHF 499.70 | View |
| Galenos | CHF 501.70 | View |
| Vivao Sympany | CHF 504.30 | View |
| KPT | CHF 504.90 | View |
| Assura-Basis | CHF 505.60 | View |
| AMB | CHF 510.10 | View |
| Sumiswalder | CHF 518.70 | View |
| vallée d’Entremont | CHF 524.40 | View |
| Aquilana | CHF 528.70 | View |
| EGK | CHF 530.40 | View |
| Philos | CHF 535.10 | View |
| Avenir | CHF 545.00 | View |
| Agrisano | CHF 553.80 | View |
| Steffisburg | CHF 581.20 | View |
| vita surselva | CHF 587.00 | View |
| rhenusana | CHF 603.30 | View |
Source: Federal Office of Public Health (FOPH), official premiums.