Avenir — Region 1 of canton Valais, 2026 premiums
Avenir covers the 53 municipalities of Region 1 in canton Valais. Its lowest adult premium here is CHF 387.80 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Avenir ranks 22 out of 26 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 518.43 a month.
What staying costs
Moving from Avenir to Atupri, the cheapest insurer in this region, saves CHF 765.60 a year for an adult on the same profile.
The full Avenir table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 622.80 | CHF 551.20 | CHF 545.00 | CHF 548.10 |
| 500 | CHF 611.30 | CHF 539.70 | CHF 533.50 | CHF 537.10 |
| 1'000 | CHF 582.30 | CHF 510.70 | CHF 504.50 | CHF 509.60 |
| 1'500 | CHF 552.80 | CHF 481.20 | CHF 475.00 | CHF 481.60 |
| 2'000 | CHF 523.80 | CHF 452.20 | CHF 446.00 | CHF 454.00 |
| 2'500 | CHF 494.80 | CHF 423.20 | CHF 417.00 | CHF 426.50 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 446.50 | CHF 404.10 | CHF 390.70 | CHF 395.20 |
| 500 | CHF 435.00 | CHF 392.60 | CHF 379.20 | CHF 383.70 |
| 1'000 | CHF 406.00 | CHF 363.60 | CHF 350.20 | CHF 354.70 |
| 1'500 | CHF 376.50 | CHF 334.10 | CHF 320.70 | CHF 325.20 |
| 2'000 | CHF 347.50 | CHF 305.10 | CHF 291.70 | CHF 296.20 |
| 2'500 | CHF 318.50 | CHF 276.10 | CHF 262.70 | CHF 267.20 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 111.60 | CHF 103.30 | CHF 99.90 | CHF 99.90 |
| 100 | CHF 107.30 | CHF 98.90 | CHF 95.60 | CHF 95.60 |
| 200 | CHF 102.90 | CHF 94.60 | CHF 91.20 | CHF 91.20 |
| 300 | CHF 98.50 | CHF 90.20 | CHF 86.80 | CHF 86.80 |
| 400 | CHF 94.20 | CHF 85.80 | CHF 82.50 | CHF 82.50 |
| 500 | CHF 89.80 | CHF 81.50 | CHF 78.10 | CHF 78.10 |
| 600 | CHF 85.40 | CHF 77.00 | CHF 73.70 | CHF 73.70 |
With or without accident cover
With accident cover: CHF 622.80 a month. Without: CHF 579.30. Dropping it saves CHF 522.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 522.50 in 2025 to CHF 387.80 — a rise of 4.3 %.
The 53 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Valais, not to the municipality.
Arbaz · Ardon · Ayent · Bourg-Saint-Pierre · Bovernier · Chalais · Chamoson · Champéry · Chippis · Collombey-Muraz · Collonges · Conthey · Crans-Montana · Dorénaz · Evionnaz · Finhaut · Fully · Grimisuat · Grône · Icogne · Isérables · Lens · Leytron · Liddes · Martigny · Martigny-Combe · Massongex · Monthey · Nendaz · Noble-Contrée · Orsières · Port-Valais · Riddes · Saillon · Saint-Gingolph · Saint-Léonard · Saint-Maurice · Salvan · Savièse · Saxon · Sembrancher · Sierre · Sion · Trient · Troistorrents · Val de Bagnes · Val-d'Illiez · Vernayaz · Veysonnaz · Vionnaz · Vouvry · Vérossaz · Vétroz
The other insurers in Region 1
26 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Atupri | CHF 481.20 | View |
| Sanitas | CHF 487.10 | View |
| Visana | CHF 488.30 | View |
| SWICA | CHF 493.80 | View |
| sana24 | CHF 496.90 | View |
| CONCORDIA | CHF 498.00 | View |
| Helsana | CHF 498.10 | View |
| sodalis | CHF 499.20 | View |
| ÖKK | CHF 499.50 | View |
| CSS | CHF 499.70 | View |
| Galenos | CHF 501.70 | View |
| Mutuel | CHF 503.20 | View |
| Vivao Sympany | CHF 504.30 | View |
| KPT | CHF 504.90 | View |
| Assura-Basis | CHF 505.60 | View |
| AMB | CHF 510.10 | View |
| Sumiswalder | CHF 518.70 | View |
| vallée d’Entremont | CHF 524.40 | View |
| Aquilana | CHF 528.70 | View |
| EGK | CHF 530.40 | View |
| Philos | CHF 535.10 | View |
| Agrisano | CHF 553.80 | View |
| Steffisburg | CHF 581.20 | View |
| vita surselva | CHF 587.00 | View |
| rhenusana | CHF 603.30 | View |
Source: Federal Office of Public Health (FOPH), official premiums.