ÖKK in canton Nidwalden: twelve years of premiums
In canton Nidwalden, the lowest ÖKK premium went from CHF 272.90 a month in 2015 to CHF 427.20 in 2026 — a rise of +56.5 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 272.90 | CHF 233.00 | CHF 39.90 |
| 2016 | CHF 289.00 | CHF 245.60 | CHF 43.40 |
| 2017 | CHF 289.00 | CHF 273.10 | CHF 15.90 |
| 2018 | CHF 307.70 | CHF 287.20 | CHF 20.50 |
| 2019 | CHF 323.00 | CHF 298.50 | CHF 24.50 |
| 2020 | CHF 330.60 | CHF 301.20 | CHF 29.40 |
| 2021 | CHF 337.60 | CHF 310.80 | CHF 26.80 |
| 2022 | CHF 334.10 | CHF 319.30 | CHF 14.80 |
| 2023 | CHF 359.40 | CHF 336.20 | CHF 23.20 |
| 2024 | CHF 389.80 | CHF 357.10 | CHF 32.70 |
| 2025 | CHF 418.50 | CHF 368.00 | CHF 50.50 |
| 2026 | CHF 427.20 | CHF 385.40 | CHF 41.80 |
Faster or slower than the rest?
ÖKK rose +56.5 % over the period, against +65.4 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +8.5 % in one go. The premium did not move in 2017.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
ÖKK, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.