Philos in the canton of Basel-Landschaft — 2026 premiums
Philos covers the 86 municipalities of the canton of Basel-Landschaft. Its lowest adult premium there is CHF 594.00 a month, with a 300-franc deductible and accident cover included.
Where it stands
Philos ranks 20 out of 23 active insurers in the canton of Basel-Landschaft, cheapest to dearest.
The cantonal average across all insurers is CHF 557.20 a month.
What switching would save you
Moving from Philos to Agrisano Krankenkasse AG, the canton’s cheapest insurer, would save you CHF 1'190.40 a year — for strictly identical cover, since the law requires the same benefits from every insurer.
The figure is for an adult with a 300-franc deductible and accident cover. Your actual gap depends on your age, your deductible and your municipality — the comparator works it out for your situation.
Premium regions in the canton of Basel-Landschaft
A premium does not depend on the municipality but on the premium region it belongs to. Every municipality in the same region pays the same rate with the same insurer.
| Region | Municipalities | For example | From |
|---|---|---|---|
| 1 | 21 | Aesch (BL), Allschwil, Arlesheim, Biel-Benken | CHF 625.30 |
| 2 | 65 | Anwil, Arboldswil, Arisdorf, Augst | CHF 594.00 |
The models offered by Philos
The model changes the price without changing the benefits: what varies is your freedom to choose your first point of care.
| Model | Premium |
|---|---|
| Other model — PrimaFlex | CHF 625.30 |
| HMO practice — OptiMed | CHF 625.30 |
| Family doctor — PrimaCare | CHF 654.60 |
| Free choice of doctor — Grundversicherung | CHF 731.30 |
The other insurers in the canton of Basel-Landschaft
23 insurers cover this canton. Here are their lowest premiums, in order.
| Insurer | From | |
|---|---|---|
| Agrisano Krankenkasse AG | CHF 494.80 | View |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 520.70 | View |
| CSS Assurance-maladie SA | CHF 522.90 | View |
| Visana AG | CHF 525.50 | View |
| Assura-Basis SA | CHF 531.20 | View |
| Helsana Assurances SA | CHF 531.20 | View |
| KPT Caisse-maladie SA | CHF 531.30 | View |
| Mutuel Assurance | CHF 538.00 | View |
| SWICA Assurance-maladie SA | CHF 538.30 | View |
| Atupri Assurance de la santé SA | CHF 540.80 | View |
| EGK Grundversicherungen AG | CHF 548.10 | View |
| Galenos AG | CHF 551.20 | View |
| CONCORDIA Assurance suisse de maladie et accidents SA | CHF 555.30 | View |
| Sanitas Grundversicherungen AG | CHF 556.30 | View |
| Sumiswalder Krankenkasse | CHF 562.40 | View |
| Aquilana Versicherungen | CHF 571.60 | View |
| Vivao Sympany SA | CHF 572.30 | View |
| Avenir Assurance | CHF 577.40 | View |
| rhenusana | CHF 584.00 | View |
| sana24 AG | CHF 609.90 | View |
| Genossenschaft KRANKENKASSE SLKK | CHF 622.40 | View |
| vita surselva | CHF 636.00 | View |
Basic LAMal cover. Benefits are identical from one insurer to the next: only the price changes.