Philos in canton Basel-Landschaft: twelve years of premiums
In canton Basel-Landschaft, the lowest Philos premium went from CHF 359.60 a month in 2015 to CHF 594.00 in 2026 — a rise of +65.2 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 359.60 | CHF 302.80 | CHF 56.80 |
| 2016 | CHF 365.20 | CHF 314.20 | CHF 51.00 |
| 2017 | CHF 403.20 | CHF 361.50 | CHF 41.70 |
| 2018 | CHF 449.10 | CHF 375.30 | CHF 73.80 |
| 2019 | CHF 475.00 | CHF 394.60 | CHF 80.40 |
| 2020 | CHF 472.30 | CHF 399.20 | CHF 73.10 |
| 2021 | CHF 488.60 | CHF 401.20 | CHF 87.40 |
| 2022 | CHF 491.00 | CHF 402.70 | CHF 88.30 |
| 2023 | CHF 489.20 | CHF 424.35 | CHF 64.85 |
| 2024 | CHF 529.10 | CHF 456.80 | CHF 72.30 |
| 2025 | CHF 568.50 | CHF 484.20 | CHF 84.30 |
| 2026 | CHF 594.00 | CHF 494.80 | CHF 99.20 |
Faster or slower than the rest?
Philos rose +65.2 % over the period, against +63.4 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2018: +11.4 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Basel-Landschaft, canton by canton
Philos, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.