Philos — Region 1, Basel-Landschaft: twelve years of premiums
Region 1, Basel-Landschaft: the lowest Philos premium went from CHF 386.80 a month in 2015 to CHF 625.30 in 2026 — a rise of +61.7 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 386.80 | CHF 325.60 | CHF 61.20 |
| 2016 | CHF 390.10 | CHF 346.90 | CHF 43.20 |
| 2017 | CHF 428.40 | CHF 374.60 | CHF 53.80 |
| 2018 | CHF 474.10 | CHF 385.00 | CHF 89.10 |
| 2019 | CHF 500.00 | CHF 425.00 | CHF 75.00 |
| 2020 | CHF 497.10 | CHF 425.00 | CHF 72.10 |
| 2021 | CHF 514.30 | CHF 426.70 | CHF 87.60 |
| 2022 | CHF 516.80 | CHF 435.20 | CHF 81.60 |
| 2023 | CHF 515.00 | CHF 465.00 | CHF 50.00 |
| 2024 | CHF 557.00 | CHF 504.30 | CHF 52.70 |
| 2025 | CHF 598.40 | CHF 527.50 | CHF 70.90 |
| 2026 | CHF 625.30 | CHF 558.30 | CHF 67.00 |
Faster or slower than the rest?
Philos rose +61.7 % over the period, against +71.5 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2018: +10.7 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Philos, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.