
Health insurance in Turtmann-Unterems 2026
28 insurers offer basic cover in Turtmann-Unterems (Valais). The benefits are identical everywhere — only the price differs.
The lowest premium
CHF 406.30 per month
Agrisano — AGRIsmart
Adult, CHF 300 deductible, accident cover included.
Gap to the most expensive insurer: CHF 2'299 per year.
28
active insurers
Region 2
Insurers available in Turtmann-Unterems
Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.
| # | Insurer | From |
|---|---|---|
| 1 | AgrisanoCheapest | CHF 406.30 |
| 2 | Visperterminen | CHF 419.10 |
| 3 | sodalis | CHF 423.40 |
| 4 | SLKK | CHF 429.10 |
| 5 | Atupri | CHF 430.10 |
| 6 | ÖKK | CHF 432.00 |
| 7 | Vivao Sympany | CHF 434.30 |
| 8 | Helsana | CHF 440.30 |
| 9 | KPT | CHF 443.80 |
| 10 | Galenos | CHF 445.30 |
| 11 | CSS | CHF 447.20 |
| 12 | Assura-Basis | CHF 447.50 |
| 13 | SWICA | CHF 448.40 |
| 14 | sana24 | CHF 449.10 |
| 15 | CONCORDIA | CHF 450.70 |
| 16 | Steffisburg | CHF 455.10 |
| 17 | Sumiswalder | CHF 456.50 |
| 18 | Visana | CHF 456.60 |
| 19 | EGK | CHF 472.60 |
| 20 | Aquilana | CHF 472.80 |
| 21 | Mutuel | CHF 478.10 |
| 22 | Sanitas | CHF 492.40 |
| 23 | Philos | CHF 503.00 |
| 24 | AMB | CHF 510.10 |
| 25 | vita surselva | CHF 511.00 |
| 26 | Avenir | CHF 523.20 |
| 27 | vallée d’Entremont | CHF 524.40 |
| 28 | rhenusana | CHF 561.10 |
Where the municipality sits
Turtmann-Unterems sits in the cheapest of Valais’s 2 premium regions. Few municipalities in the canton pay less.
These amounts apply to all 69 municipalities in the same premium region: a premium is set per zone, never per municipality.
The postcodes of Turtmann-Unterems
A postcode can straddle two municipalities in different regions. The municipality determines the premium, not the postcode — hence the list below.
- 3940 Steg VS
- 3943 Eischoll
- 3946 Gruben
- 3946 Turtmann
- 3948 Unterems
How the premium has moved
The zone’s lowest premium, year by year since 2015. The same profile every time: adult, CHF 300 deductible, accident included — otherwise the comparison would mean nothing.
That is +67.7 % over 11 years, or CHF 1'968 more per year.
| Year | Lowest premium | Change |
|---|---|---|
| 2015 | CHF 242.30 | — |
| 2016 | CHF 252.10 | +4.0 % |
| 2017 | CHF 279.00 | +10.7 % |
| 2018 | CHF 283.65 | +1.7 % |
| 2019 | CHF 299.45 | +5.6 % |
| 2020 | CHF 318.70 | +6.4 % |
| 2021 | CHF 323.20 | +1.4 % |
| 2022 | CHF 333.70 | +3.2 % |
| 2023 | CHF 338.70 | +1.5 % |
| 2024 | CHF 365.90 | +8.0 % |
| 2025 | CHF 395.80 | +8.2 % |
| 2026 | CHF 406.30 | +2.7 % |
Source: FOPH archives, one file per year. The amounts are those actually in force, not a retrospective estimate.
The 4 postcodes of this municipality
One postcode can cover several municipalities, and sometimes several premium regions. Each page says so.
Elsewhere in Valais
At strictly identical cover, changing premium region changes the price. Here is what the lowest premium costs in the canton’s other regions.
| Region | Lowest premium | Gap over the year | For example |
|---|---|---|---|
| Region 2 (here) | CHF 406.30 | — | Turtmann-Unterems |
| Region 1 | CHF 481.20 | CHF 899 more | Arbaz, Ardon, Ayent |
This table is not moving advice: it only says what geography costs, at benefits the law makes identical.
The municipalities of the Leuk district
They do not necessarily belong to the same premium region — check yours.
| Municipality | Region | Lowest premium | Gap versus here |
|---|---|---|---|
| Turtmann-Unterems (here) | Region 2 | CHF 406.30 | — |
| Agarn | Region 2 | CHF 406.30 | same zone |
| Albinen | Region 2 | CHF 406.30 | same zone |
| Ergisch | Region 2 | CHF 406.30 | same zone |
| Gampel-Bratsch | Region 2 | CHF 406.30 | same zone |
| Guttet-Feschel | Region 2 | CHF 406.30 | same zone |
| Inden | Region 2 | CHF 406.30 | same zone |
| Leuk | Region 2 | CHF 406.30 | same zone |
| Leukerbad | Region 2 | CHF 406.30 | same zone |
| Oberems | Region 2 | CHF 406.30 | same zone |
| Salgesch | Region 2 | CHF 406.30 | same zone |
| Varen | Region 2 | CHF 406.30 | same zone |
Region 2 — Valais
The FOPH splits some cantons into several premium regions. Two neighbouring municipalities can therefore pay different prices — which is why we never show a cantonal average in place of your prices.
- Agarn
- Albinen
- Anniviers
- Ausserberg
- Baltschieder
- Bellwald
- Bettmeralp
- Binn
- Bister
- Bitsch
- Blatten
- Brig-Glis
- Bürchen
- Eggerberg
- Eischoll
- Eisten
- Embd
- Ergisch
- Ernen
- Evolène
- Ferden
- Fiesch
- Fieschertal
- Gampel-Bratsch