Philos in canton Valais: twelve years of premiums
In canton Valais, the lowest Philos premium went from CHF 284.30 a month in 2015 to CHF 503.00 in 2026 — a rise of +76.9 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 284.30 | CHF 242.30 | CHF 42.00 |
| 2016 | CHF 284.00 | CHF 252.10 | CHF 31.90 |
| 2017 | CHF 318.80 | CHF 279.00 | CHF 39.80 |
| 2018 | CHF 361.90 | CHF 283.65 | CHF 78.25 |
| 2019 | CHF 372.40 | CHF 299.45 | CHF 72.95 |
| 2020 | CHF 387.00 | CHF 318.70 | CHF 68.30 |
| 2021 | CHF 405.40 | CHF 323.20 | CHF 82.20 |
| 2022 | CHF 387.90 | CHF 333.70 | CHF 54.20 |
| 2023 | CHF 401.50 | CHF 338.70 | CHF 62.80 |
| 2024 | CHF 437.00 | CHF 365.90 | CHF 71.10 |
| 2025 | CHF 475.40 | CHF 395.80 | CHF 79.60 |
| 2026 | CHF 503.00 | CHF 406.30 | CHF 96.70 |
Faster or slower than the rest?
Philos rose +76.9 % over the period, against +67.7 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2018: +13.5 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Valais, canton by canton
Philos, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.