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Sanitas or Assura-Basis in Region 3 of canton Bern?

In Region 3, Sanitas is CHF 82.20 a year cheaper than Assura-Basis for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Sanitas comes down to CHF 495.45 a month, Assura-Basis to CHF 502.30. The gap is CHF 82.20 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 447.50 a month. Moving there rather than to Sanitas is worth CHF 575.40 more a year. Agrisano

Where they stand in the region

Sanitas ranks 11 and Assura-Basis ranks 17, out of 26 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSanitasAssura-BasisGap
300CHF 569.50CHF 577.30− 7.80
500CHF 557.90CHF 565.70− 7.80
1'000CHF 528.70CHF 536.50− 7.80
1'500CHF 499.50CHF 507.30− 7.80
2'000CHF 470.40CHF 478.20− 7.80
2'500CHF 441.20CHF 449.00− 7.80

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSanitasAssura-Basis
Family doctorCHF 495.45CHF 502.30
Other modelCHF 512.60—
HMO practiceCHF 518.30—
Free choice of doctorCHF 569.50CHF 577.30

How they moved in this region

Against 2025, Sanitas moves by + 2.0 % and Assura-Basis by + 2.1 % in this region.

Sanitas, Assura-Basis, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.