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Sanitas or Assura-Basis in Region 1 of canton Fribourg?

In Region 1, Sanitas is CHF 217.80 a year cheaper than Assura-Basis for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Sanitas comes down to CHF 503.75 a month, Assura-Basis to CHF 521.90. The gap is CHF 217.80 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Vivao Sympany, at CHF 501.10 a month. Moving there rather than to Sanitas is worth CHF 31.80 more a year. Vivao Sympany

Where they stand in the region

Sanitas ranks 3 and Assura-Basis ranks 13, out of 23 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSanitasAssura-BasisGap
300CHF 579.00CHF 628.70− 49.70
500CHF 567.40CHF 617.10− 49.70
1'000CHF 538.20CHF 587.90− 49.70
1'500CHF 509.00CHF 558.70− 49.70
2'000CHF 479.90CHF 529.60− 49.70
2'500CHF 450.70CHF 500.40− 49.70

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSanitasAssura-Basis
Family doctorCHF 503.75CHF 521.90
Other modelCHF 521.10CHF 540.70
HMO practiceCHF 526.90—
Free choice of doctorCHF 579.00CHF 628.70

How they moved in this region

Against 2025, Sanitas moves by + 4.6 % and Assura-Basis by + 4.6 % in this region.

Sanitas, Assura-Basis, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.