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Sanitas or Assura-Basis in Region 1 of canton Grisons?

In Region 1, Sanitas is CHF 1'094.40 a year cheaper than Assura-Basis for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Sanitas comes down to CHF 453.60 a month, Assura-Basis to CHF 544.80. The gap is CHF 1'094.40 a year, 300-franc deductible, accident cover included.

What the question hides

Sanitas is also the cheapest insurer in the region, out of 24 active insurers. Duel and ranking give the same answer here.

Where they stand in the region

Sanitas ranks 1 and Assura-Basis ranks 21, out of 24 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSanitasAssura-BasisGap
300CHF 539.90CHF 598.60− 58.70
500CHF 528.30CHF 587.00− 58.70
1'000CHF 499.10CHF 557.80− 58.70
1'500CHF 469.90CHF 528.60− 58.70
2'000CHF 440.80CHF 499.50− 58.70
2'500CHF 411.60CHF 470.30− 58.70

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSanitasAssura-Basis
Other modelCHF 453.60—
Family doctorCHF 469.70CHF 544.80
HMO practiceCHF 491.40—
Free choice of doctorCHF 539.90CHF 598.60

How they moved in this region

Against 2025, Sanitas moves by + 3.1 % and Assura-Basis by + 5.0 % in this region.

Sanitas, Assura-Basis, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.