Sanitas or Assura-Basis in Region 2 of canton Schaffhausen?
In Region 2, Assura-Basis is CHF 381.00 a year cheaper than Sanitas for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Assura-Basis comes down to CHF 452.60 a month, Sanitas to CHF 484.35. The gap is CHF 381.00 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 433.80 a month. Moving there rather than to Assura-Basis is worth CHF 225.60 more a year. Agrisano
Where they stand in the region
Sanitas ranks 10 and Assura-Basis ranks 3, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Sanitas | Assura-Basis | Gap |
|---|---|---|---|
| 300 | CHF 556.70 | CHF 514.30 | + 42.40 |
| 500 | CHF 545.10 | CHF 502.70 | + 42.40 |
| 1'000 | CHF 515.90 | CHF 473.50 | + 42.40 |
| 1'500 | CHF 486.70 | CHF 444.30 | + 42.40 |
| 2'000 | CHF 457.60 | CHF 415.20 | + 42.40 |
| 2'500 | CHF 428.40 | CHF 386.00 | + 42.40 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Sanitas | Assura-Basis |
|---|---|---|
| Family doctor | CHF 484.35 | CHF 452.60 |
| Other model | CHF 501.10 | — |
| HMO practice | CHF 506.60 | — |
| Free choice of doctor | CHF 556.70 | CHF 514.30 |
How they moved in this region
Against 2025, Sanitas moves by + 4.5 % and Assura-Basis by − 0.1 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.