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Sanitas or Assura-Basis in Region 1 of canton Zurich?

In Region 1, Assura-Basis is CHF 118.80 a year cheaper than Sanitas for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Assura-Basis comes down to CHF 522.80 a month, Sanitas to CHF 532.70. The gap is CHF 118.80 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Atupri, at CHF 517.70 a month. Moving there rather than to Assura-Basis is worth CHF 61.20 more a year. Atupri

Where they stand in the region

Sanitas ranks 6 and Assura-Basis ranks 2, out of 27 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSanitasAssura-BasisGap
300CHF 619.40CHF 629.80− 10.40
500CHF 607.80CHF 618.20− 10.40
1'000CHF 578.60CHF 589.00− 10.40
1'500CHF 549.40CHF 559.80− 10.40
2'000CHF 520.30CHF 530.70− 10.40
2'500CHF 491.10CHF 501.50− 10.40

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSanitasAssura-Basis
Other modelCHF 532.70—
Family doctorCHF 538.90CHF 522.80
HMO practiceCHF 563.70—
Free choice of doctorCHF 619.40CHF 629.80

How they moved in this region

Against 2025, Sanitas moves by + 3.2 % and Assura-Basis by + 4.9 % in this region.

Sanitas, Assura-Basis, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.