Sanitas or Atupri in Region 2 of canton Schaffhausen?
In Region 2, Sanitas is CHF 381.00 a year cheaper than Atupri for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Sanitas comes down to CHF 484.35 a month, Atupri to CHF 516.10. The gap is CHF 381.00 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 433.80 a month. Moving there rather than to Sanitas is worth CHF 606.60 more a year. Agrisano
Where they stand in the region
Sanitas ranks 10 and Atupri ranks 20, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Sanitas | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 556.70 | CHF 586.50 | − 29.80 |
| 500 | CHF 545.10 | CHF 574.90 | − 29.80 |
| 1'000 | CHF 515.90 | CHF 545.70 | − 29.80 |
| 1'500 | CHF 486.70 | CHF 516.50 | − 29.80 |
| 2'000 | CHF 457.60 | CHF 487.40 | − 29.80 |
| 2'500 | CHF 428.40 | CHF 458.20 | − 29.80 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Sanitas | Atupri |
|---|---|---|
| Family doctor | CHF 484.35 | CHF 533.70 |
| Other model | CHF 501.10 | CHF 516.10 |
| HMO practice | CHF 506.60 | CHF 516.10 |
| Free choice of doctor | CHF 556.70 | CHF 586.50 |
How they moved in this region
Against 2025, Sanitas moves by + 4.5 % and Atupri by + 3.0 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.