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Sanitas or EGK in Region 1 of canton Bern?

In Region 1, Sanitas is CHF 613.20 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Sanitas comes down to CHF 552.30 a month, EGK to CHF 603.40. The gap is CHF 613.20 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Visana, at CHF 540.10 a month. Moving there rather than to Sanitas is worth CHF 146.40 more a year. Visana

Where they stand in the region

Sanitas ranks 5 and EGK ranks 17, out of 26 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSanitasEGKGap
300CHF 634.80CHF 689.50− 54.70
500CHF 623.20CHF 677.90− 54.70
1'000CHF 594.00CHF 648.70− 54.70
1'500CHF 564.80CHF 619.50− 54.70
2'000CHF 535.70CHF 590.40− 54.70
2'500CHF 506.50CHF 561.20− 54.70

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSanitasEGK
Family doctorCHF 552.30CHF 603.40
Other modelCHF 571.40CHF 603.40
HMO practiceCHF 577.70—
Free choice of doctorCHF 634.80CHF 689.50

How they moved in this region

Against 2025, Sanitas moves by + 3.5 % and EGK by + 4.1 % in this region.

Sanitas, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.