Sanitas or Visana in Region 1 of canton Grisons?
In Region 1, Sanitas is CHF 732.00 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Sanitas comes down to CHF 453.60 a month, Visana to CHF 514.60. The gap is CHF 732.00 a year, 300-franc deductible, accident cover included.
What the question hides
Sanitas is also the cheapest insurer in the region, out of 24 active insurers. Duel and ranking give the same answer here.
Where they stand in the region
Sanitas ranks 1 and Visana ranks 19, out of 24 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Sanitas | Visana | Gap |
|---|---|---|---|
| 300 | CHF 539.90 | CHF 612.60 | − 72.70 |
| 500 | CHF 528.30 | CHF 605.90 | − 77.60 |
| 1'000 | CHF 499.10 | CHF 571.80 | − 72.70 |
| 1'500 | CHF 469.90 | CHF 542.60 | − 72.70 |
| 2'000 | CHF 440.80 | CHF 513.40 | − 72.60 |
| 2'500 | CHF 411.60 | CHF 484.30 | − 72.70 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Sanitas | Visana |
|---|---|---|
| Other model | CHF 453.60 | CHF 520.80 |
| Family doctor | CHF 469.70 | CHF 514.60 |
| HMO practice | CHF 491.40 | CHF 514.60 |
| Free choice of doctor | CHF 539.90 | CHF 612.60 |
How they moved in this region
Against 2025, Sanitas moves by + 3.1 % and Visana by + 2.8 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.