Sanitas or Visana in Region 2 of canton Schaffhausen?
In Region 2, Visana is CHF 349.80 a year cheaper than Sanitas for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Visana comes down to CHF 455.20 a month, Sanitas to CHF 484.35. The gap is CHF 349.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 433.80 a month. Moving there rather than to Visana is worth CHF 256.80 more a year. Agrisano
Where they stand in the region
Sanitas ranks 10 and Visana ranks 4, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Sanitas | Visana | Gap |
|---|---|---|---|
| 300 | CHF 556.70 | CHF 548.40 | + 8.30 |
| 500 | CHF 545.10 | CHF 541.70 | + 3.40 |
| 1'000 | CHF 515.90 | CHF 507.60 | + 8.30 |
| 1'500 | CHF 486.70 | CHF 478.40 | + 8.30 |
| 2'000 | CHF 457.60 | CHF 449.20 | + 8.40 |
| 2'500 | CHF 428.40 | CHF 420.10 | + 8.30 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Sanitas | Visana |
|---|---|---|
| Family doctor | CHF 484.35 | CHF 482.60 |
| Other model | CHF 501.10 | CHF 455.20 |
| HMO practice | CHF 506.60 | CHF 482.60 |
| Free choice of doctor | CHF 556.70 | CHF 548.40 |
How they moved in this region
Against 2025, Sanitas moves by + 4.5 % and Visana by + 3.5 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.