Sanitas in canton Obwalden: twelve years of premiums
In canton Obwalden, the lowest Sanitas premium went from CHF 308.80 a month in 2015 to CHF 418.20 in 2026 — a rise of +35.4 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 308.80 | CHF 237.90 | CHF 70.90 |
| 2016 | CHF 365.60 | CHF 237.90 | CHF 127.70 |
| 2017 | CHF 337.40 | CHF 284.70 | CHF 52.70 |
| 2018 | CHF 349.40 | CHF 302.50 | CHF 46.90 |
| 2019 | CHF 365.50 | CHF 316.30 | CHF 49.20 |
| 2020 | CHF 351.30 | CHF 314.50 | CHF 36.80 |
| 2021 | CHF 351.30 | CHF 294.00 | CHF 57.30 |
| 2022 | CHF 351.30 | CHF 320.00 | CHF 31.30 |
| 2023 | CHF 367.40 | CHF 320.00 | CHF 47.40 |
| 2024 | CHF 383.90 | CHF 346.50 | CHF 37.40 |
| 2025 | CHF 409.70 | CHF 356.90 | CHF 52.80 |
| 2026 | CHF 418.20 | CHF 382.80 | CHF 35.40 |
Faster or slower than the rest?
Sanitas rose +35.4 % over the period, against +60.9 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2016: +18.4 % in one go. The premium did not move in 2021, 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Sanitas, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.