SWICA in the canton of Fribourg — 2026 premiums
SWICA covers the 121 municipalities of the canton of Fribourg. Its lowest adult premium there is CHF 480.90 a month, with a 300-franc deductible and accident cover included.
Where it stands
SWICA ranks 13 out of 23 active insurers in the canton of Fribourg, cheapest to dearest.
The cantonal average across all insurers is CHF 492.90 a month.
What switching would save you
Moving from SWICA to Agrisano Krankenkasse AG, the canton’s cheapest insurer, would save you CHF 370.80 a year — for strictly identical cover, since the law requires the same benefits from every insurer.
The figure is for an adult with a 300-franc deductible and accident cover. Your actual gap depends on your age, your deductible and your municipality — the comparator works it out for your situation.
Premium regions in the canton of Fribourg
A premium does not depend on the municipality but on the premium region it belongs to. Every municipality in the same region pays the same rate with the same insurer.
| Region | Municipalities | For example | From |
|---|---|---|---|
| 1 | 25 | Autigny, Avry, Belfaux, Bois-d'Amont | CHF 513.10 |
| 2 | 96 | Attalens, Bas-Intyamon, Belmont-Broye, Billens-Hennens | CHF 480.90 |
The models offered by SWICA
The model changes the price without changing the benefits: what varies is your freedom to choose your first point of care.
| Model | Premium |
|---|---|
| Family doctor — FAVORIT MEDPHARM | CHF 513.10 |
| HMO practice — FAVORIT SANTE | CHF 519.30 |
| Other model — FAVORIT TELMED | CHF 581.10 |
| Free choice of doctor — Grundversicherung | CHF 618.10 |
The other insurers in the canton of Fribourg
23 insurers cover this canton. Here are their lowest premiums, in order.
| Insurer | From | |
|---|---|---|
| Agrisano Krankenkasse AG | CHF 450.00 | View |
| Aquilana Versicherungen | CHF 463.30 | View |
| Genossenschaft KRANKENKASSE SLKK | CHF 464.90 | View |
| Visana AG | CHF 465.20 | View |
| KPT Caisse-maladie SA | CHF 471.00 | View |
| Atupri Assurance de la santé SA | CHF 474.10 | View |
| Helsana Assurances SA | CHF 477.70 | View |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 477.90 | View |
| EGK Grundversicherungen AG | CHF 478.10 | View |
| CSS Assurance-maladie SA | CHF 479.40 | View |
| Galenos AG | CHF 479.50 | View |
| Avenir Assurance | CHF 479.80 | View |
| Vivao Sympany SA | CHF 481.20 | View |
| CONCORDIA Assurance suisse de maladie et accidents SA | CHF 482.70 | View |
| Assura-Basis SA | CHF 492.40 | View |
| Sanitas Grundversicherungen AG | CHF 501.10 | View |
| Sumiswalder Krankenkasse | CHF 503.90 | View |
| sana24 AG | CHF 505.40 | View |
| Philos Assurance | CHF 509.30 | View |
| Mutuel Assurance | CHF 512.30 | View |
| vita surselva | CHF 589.00 | View |
| rhenusana | CHF 617.50 | View |
Basic LAMal cover. Benefits are identical from one insurer to the next: only the price changes.