Visana or Atupri in Region 1 of canton Grisons?

In Region 1, Visana is CHF 37.20 a year cheaper than Atupri for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Visana comes down to CHF 514.60 a month, Atupri to CHF 517.70. The gap is CHF 37.20 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Sanitas, at CHF 453.60 a month. Moving there rather than to Visana is worth CHF 732.00 more a year. Sanitas

Visana ranks 19 and Atupri ranks 20, out of 24 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	Visana	Atupri	Gap
300	CHF 612.60	CHF 595.00	+ 17.60
500	CHF 605.90	CHF 583.40	+ 22.50
1'000	CHF 571.80	CHF 554.20	+ 17.60
1'500	CHF 542.60	CHF 525.00	+ 17.60
2'000	CHF 513.40	CHF 495.90	+ 17.50
2'500	CHF 484.30	CHF 466.70	+ 17.60

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, Visana moves by + 2.8 % and Atupri by + 9.5 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.