Visana or EGK in Region 1 of canton Bern?

In Region 1, Visana is CHF 759.60 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Visana comes down to CHF 540.10 a month, EGK to CHF 603.40. The gap is CHF 759.60 a year, 300-franc deductible, accident cover included.

Visana is also the cheapest insurer in the region, out of 26 active insurers. Duel and ranking give the same answer here.

Visana ranks 1 and EGK ranks 17, out of 26 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	Visana	EGK	Gap
300	CHF 665.10	CHF 689.50	− 24.40
500	CHF 658.40	CHF 677.90	− 19.50
1'000	CHF 624.30	CHF 648.70	− 24.40
1'500	CHF 595.10	CHF 619.50	− 24.40
2'000	CHF 565.90	CHF 590.40	− 24.50
2'500	CHF 536.80	CHF 561.20	− 24.40

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, Visana moves by + 3.9 % and EGK by + 4.1 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.