Visana or EGK in Region 3 of canton Grisons?
In Region 3, Visana is CHF 264.00 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Visana comes down to CHF 445.90 a month, EGK to CHF 467.90. The gap is CHF 264.00 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is vita surselva, at CHF 404.70 a month. Moving there rather than to Visana is worth CHF 494.40 more a year. vita surselva
Where they stand in the region
Visana ranks 12 and EGK ranks 20, out of 24 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | EGK | Gap |
|---|---|---|---|
| 300 | CHF 530.70 | CHF 544.00 | − 13.30 |
| 500 | CHF 524.00 | CHF 532.30 | − 8.30 |
| 1'000 | CHF 489.90 | CHF 503.20 | − 13.30 |
| 1'500 | CHF 460.70 | CHF 474.00 | − 13.30 |
| 2'000 | CHF 431.50 | CHF 444.80 | − 13.30 |
| 2'500 | CHF 402.40 | CHF 415.70 | − 13.30 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | EGK |
|---|---|---|
| Family doctor | CHF 445.90 | CHF 470.60 |
| HMO practice | CHF 445.90 | — |
| Other model | CHF 451.20 | CHF 467.90 |
| Free choice of doctor | CHF 530.70 | CHF 544.00 |
How they moved in this region
Against 2025, Visana moves by + 2.8 % and EGK by + 2.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.