Visana or EGK in Region 2 of canton St. Gallen?

In Region 2, EGK is CHF 678.00 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

EGK comes down to CHF 457.80 a month, Visana to CHF 514.30. The gap is CHF 678.00 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Agrisano, at CHF 419.60 a month. Moving there rather than to EGK is worth CHF 458.40 more a year. Agrisano

Visana ranks 23 and EGK ranks 10, out of 25 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	Visana	EGK	Gap
300	CHF 605.70	CHF 526.10	+ 79.60
500	CHF 599.00	CHF 514.40	+ 84.60
1'000	CHF 564.90	CHF 485.20	+ 79.70
1'500	CHF 535.70	CHF 456.10	+ 79.60
2'000	CHF 506.50	CHF 426.90	+ 79.60
2'500	CHF 477.40	CHF 397.70	+ 79.70

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, Visana moves by + 1.2 % and EGK by + 3.4 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.