Visana or EGK in Region 1 of canton Zurich?
In Region 1, EGK is CHF 115.20 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
EGK comes down to CHF 571.30 a month, Visana to CHF 580.90. The gap is CHF 115.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 517.70 a month. Moving there rather than to EGK is worth CHF 643.20 more a year. Atupri
Where they stand in the region
Visana ranks 21 and EGK ranks 16, out of 27 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | EGK | Gap |
|---|---|---|---|
| 300 | CHF 708.30 | CHF 627.70 | + 80.60 |
| 500 | CHF 701.60 | CHF 616.10 | + 85.50 |
| 1'000 | CHF 667.50 | CHF 586.90 | + 80.60 |
| 1'500 | CHF 638.30 | CHF 557.70 | + 80.60 |
| 2'000 | CHF 609.10 | CHF 528.60 | + 80.50 |
| 2'500 | CHF 580.00 | CHF 499.40 | + 80.60 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | EGK |
|---|---|---|
| HMO practice | CHF 580.90 | — |
| Other model | CHF 623.40 | CHF 571.90 |
| Family doctor | CHF 623.40 | CHF 571.30 |
| Free choice of doctor | CHF 708.30 | CHF 627.70 |
How they moved in this region
Against 2025, Visana moves by + 3.7 % and EGK by + 3.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.